Best Insolvency Service Ottawa Near Me

4worldlovers: Risman Zysman Inc. has been committed to providing quality debt solutions and consumer proposal services in your community for over 40 years.

Risman Zysman has been helped tens of thousands of Canadians resolve their debt problems for over 45 years. Our team of Licensed Insolvency Trustees are dedicated to providing the best service in a comfortable setting.

Our team will start by reviewing your financial situation. We will then prepare a consumer proposal that fits your lifestyle. A consumer proposal is a legal settlement with your creditors. This is a great option that can reduce your debt by up to 80%. You will be able to keep your house, your car, and your life!

A consumer proposal is a deal you make with your creditors to settle your debt for less than you owe. You can reduce your monthly payments by up to 80%. A proposal allows you to keep your home, car and tax refunds.

Bankruptcy is a legal process where a debtor who cannot repay their debts can be discharged from their obligation to pay back those debts. Bankruptcy can stop collection calls and give you a fresh financial start.

Our Licensed Insolvency Trustees can help you find the best way to eliminate your debt, stop collection calls, stop wage garnishment, and make your payments more affordable. We can help you avoid bankruptcy.

Debt relief services are our specialty at Risman Zysman Inc. We understand that when you’re feeling overwhelmed by debt, the last thing you want to deal with is more paperwork and phone calls. We offer simple, straightforward services to help you get back on your feet.

Under a Consumer Proposal, you make monthly payments to your trustee over a maximum of 60 months. These payments are based on what you can afford, taking your monthly expenses and other debts into account. Once approved by your creditors, all interest on your debts will stop accruing, and collection calls will cease.

Personal bankruptcy is the legal process of discharging debts that an individual is unable to repay. Once an individual files for personal bankruptcy, their creditors are legally prohibited from trying to collect on the debt. Although stressful and challenging, personal bankruptcy helps provide relief from overwhelming debt.

Our Licensed Insolvency Trustee will provide personalized debt management that can help you pay off your debts. There are many different types of debt relief solutions available and we’ll make sure you get the best one for your specific situation.

If you’re struggling to pay your taxes, our LIT can help you understand your options and make a plan to get back on track. We can also negotiate with the CRA on your behalf to reduce or eliminate your tax debt.

Whether you’re having trouble making your monthly payments or you’re already behind on your payments, our Licensed Insolvency Trustee may be able to help by arranging for lower interest rates or by consolidating your debt into one monthly payment.

Debt consolidation combines several high-interest loans or credit card balances into a single, more Affordable loan. We can help you consolidate your debt through a consumer proposal or bankruptcy.

4worldlovers: MNP Debt is your go-to resource for timely advice and debt relief in Ottawa. Our local Licensed Insolvency Trustees help individuals and businesses understand the sources of their financial distress — and the solutions available to help them recover. Want to learn more? Contact us for a confidential, unbiased, and commitment-free assessment today.

4worldlovers: For over 70 years, D. & A. MacLeod Company Ltd. has provided personal and corporate solutions for debt problems. We now have eight offices across Eastern Ontario with teams that are committed to your financial well-being.


If you are facing financial instability, our team can meet with you in a free, no-obligation consultation to discuss your unique situation. We will review the details of your case, the best debt solution for you, and help ease your concerns and stress.

Find out how we can help your business get back on track.

Review your options to find the debt restructuring plan that is right for you to become debt-free.

Bankruptcy isn't as bad as you may think. Meet with us to learn the facts and dispel the myths.

At D. & A. MacLeod Company Ltd, we’re committed to your financial security. Here are just some of the ways our team can support you through difficult times.

Get personalized debt help. A licensed insolvency trustee can assess your personal or corporate financial situation and offer solutions that suit your specific circumstances. You can count on us to clearly explain the available debt-relief options, answer all your questions and help you make an informed decision about your financial future.

Stop collection agency calls. A licensed insolvency trustee can work with you to create a repayment plan that appeases your creditors. We’re also authorized to administer a consumer proposal or bankruptcy on your behalf, both of which will halt collection agency calls and suspend any legal proceedings against you, including wage garnishment.

Learn how to improve your credit score. A licensed insolvency trustee can provide financial counselling to help you rebuild your credit after declaring bankruptcy, exceeding your credit card limit or missing debt payments. We can also help you rein in unhealthy spending habits before they affect your ability to maintain a good credit score.

Simplify student loan debt. A licensed insolvency trustee can propose practical repayment plans specifically designed to reduce the burden of student loan debt. We can also explain whether your student loan debts will be eligible for discharge if you file a consumer proposal or declare personal bankruptcy.

Get help with company insolvency and restructuring. A licensed insolvency trustee can work with entrepreneurs to determine the best course of action for their struggling business. Depending on the severity of the situation, we can help you file a Division 1 proposal or guide you through the process of restructuring your company to promote financial stability.

If you want to benefit from the expertise of a licensed insolvency trustee, contact us today to schedule a free consultation. We’re based in Ottawa but have offices in cities throughout Eastern Ontario to make it easy for you to access the financial support you need.

If you choose to file for personal bankruptcy, we will review your assets and meet with your creditors to reach an agreement, then file the documents on your behalf.

In a consumer proposal, D. & A. MacLeod Company Ltd. will act as the mediator between you and your creditors to ensure both parties are satisfied with the terms.

With credit counselling, our team provides advice on budgeting your money and other useful tips to recover from debt and rebuild your credit score.

Our team has worked with thousands of individuals since 1952 who considered filing for bankruptcy in Ottawa and have the expertise to discuss your other options as well. We can help you overcome your personal financial difficulties.

When your business is struggling financially, we can walk you through the process and aftermath of filing a corporate proposal

To satisfy your creditors while assisting you in developing an action plan for recovery.

As an alternative measure, we can assist your corporation in filing for bankruptcy. We will conduct the most challenging aspects on your behalf by realizing the company’s assets and distributing the funds to your creditors and other parties to whom you may owe money, including Canada Revenue Agency.

We are experienced in helping our clients file for bankruptcy in Ottawa and finding other debt solutions that may be more suitable to your unique situation. Find out how we can work with your business and help you on the road to a new beginning.

4worldlovers: Bankruptcy is not the only option – we are here to help you get out of debt

4worldlovers:
Stressed and in debt? We offer fast, friendly, debt relief. Free Consultation, No obligation. We have helped Canadians get debt relief. Only a Licensed Insolvency Trustee (LIT) can stop collection calls, remove garnishments and make a legally-binding settlement of your debts.