Best Economic Consultant Edmonton Near Me

4worldlovers:
I help people make informed decisions so they can live happy, healthy and financially secure lives. I have helped countless families and business owners reach their goals and protect themselves and their business.

4worldlovers: Thanks to the high cost of living in Canada. Debts have become too common in our lives. The major cause of Debt is credit card debts, bank loans, Payday Loans etc. Many people own multiple credit cards and make purchases exceeding their income and means. Consumer Debt Consulting generally consults people in a bad situation and helps them gain financial freedom. A Consumer Debt Consulting counsellor will come up with a plan that will help you get out of your debt as soon as possible. Learn more about how we can clear debt in Canada.

We are bonded and licensed by Alberta Government as a Debt Repayment Agency with an A+ rating on the Better Business Bureau.

Debt settlement is a practice that allows you to pay a lump sum that’s typically less than the amount you owe to “resolve” or “settle” your debt. Through our debt settlement program, one of our Debt Settlement Experts will negotiate with your creditors to offer a one-time lump sum payment to settle your account. The settlement offer will depend on your financial situation and the age of the debt. Settlement can range between 85% to 20% of the debt you owed. We have earned the trust and respect of creditors across Canada by consistently offering our service at the highest level of professionalism, accountability, and transparency. Learn more about how to get rid of debt in Edmonton.

Being in credit card debt can place a big burden of stress on individuals and families in Canada. That is where Consumer Debt Consulting comes in. We understand what you may be going through. We are here to listen and give you a helping hand. Basically, DEBT MANAGEMENT PROGRAM (DMP) is a voluntary arrangement made with your creditors to pay back the money owed by not going further into debt through raised interest rates, late fees etc. Consolidate your multiple bills and debts into one affordable monthly payment. You have pay only one monthly payment each month to deal with. Save thousands of dollars in interest.

4worldlovers: We’ve seen firsthand that advice matters. Our boutique wealth management practice goes way beyond managing money. We believe our clients are sophisticated and deserve world class service. Our client-centric approach provides holistic services that encompass all facets of wealth management beyond annual returns and portfolio design. At YourWealth Advisory with iA Private Wealth, our planning is aligned with our clients’ future goals, values, risk tolerances and financial objectives. Along with sound financial planning, we believe in the importance of client education and financial behavioural coaching. Our in-house team of Portfolio Managers and vetted professional network keep our clients protected from the noise.

My parents were selling their house. They were introduced to A.J. through a neighbor as an interested buyer. It was through my parents and the recommendation of my neighbor that I started working with A.J. for planning my financial future. I had just begun my engineering career and I wanted to make sure I was setup for a successful retirement. Over the last 13 years, A.J. and his team have helped me through many of life’s big moments such as the purchase of my first home, combining my assets with my new husband, the creation of RESPs for my children and the stress of job loss and the down turn of the economy. My portfolio has continued to make a profit through all of these events. The team at YourWealth Advisory treats you like family. They offer sound advice and ensure that you are comfortable with the changes that you are making to your account. I would highly recommend them to anyone seeking financial counsel.

During the economic upset of 2008, our personal portfolio value was reduced significantly. This consisted of RRSP’s, RESP’s and other investments for future education/retirement needs. I was close to retirement age and consequently met with our previous “Investment Advisor” prior to the market upset and requested my RRSP portfolio be changed to a “low to no” risk category. This didn’t happen so we suffered significant financial losses. We were introduced to Afif Jawad (A.J.) through a recommendation. During this and subsequent meetings, A.J. explained his background, career to date and provided sufficient detail on how he intended to manage our personal and corporate finances. The biggest problem that we needed to solve at that time we left our previous investment firm was finding someone who could repair the damage caused by the economic downturn and at the same time provide an investment plan that would support secure/reasonable growth to our corporate portfolio. The service we have received to date has been First class, Top notch and I could go on, but in hindsight, meeting with A.J. and switching to YourWealth Advisory was without a doubt the best thing that happened financially, to our family and corporation. A.J. and his team make every effort to explain what their proposals and plans are, then take the time to ensure we are familiar and comfortable with their recommendation, before proceeding. Both of our sons are also clients and their investments have grown because of the good advice given to them and the constant and consistent attention to detail provided by the team. What we value most about working with YourWealth Advisory is the Financial success. That’s why we invest. YourWealth Advisory have stood the test of time and the returns on our investments over the past eleven years have far exceeded their forecasts and our expectations. What they do is at the highest professional level, but they do it in a genuinely caring manner. We would highly recommend the team as we have consistently exceeded our investment objectives and when you read, or hear about some of the terrible stories of investment fraud etc., we feel so fortunate to have partnered with A.J. and his team. If we no longer had a need for financial support/management, we know we would still be thought of as good friends to A.J. and his team.

YourWealth Advisory was recommended to us by a family member and we began our relationship in 2016. We were in the process of selling our individual homes, and purchasing an acreage together. My then fiancé was in the startup stages of building his construction company. We were also planning a wedding for the following spring. The advice we've received has been extremely beneficial for us on both a family and corporate level. We mostly appreciate the way A.J. and his team stay on top of us to make sure we are crafting the best portfolio. We appreciate their tenacity in meeting deadlines and guiding us through processes we would otherwise be lost in. A.J. and his team truly value the importance of a trusting relationship and communication above all else this makes us feel confident our finances are good hands.

4worldlovers:
We will outline a personalized plan that fits your long-term financial goals and meets your immediate needs. We will be transparent in how this plan works. Our goal is to get you into a payment plan that is affordable and viable to you which will remove stress and also protect your assets.

Our goal is to get you into a payment plan that is affordable and viable to you which will remove stress and also protect your assets.

Believe it or not, having debts and making minimum payments for does affect the credit and borrowing capability for the client. We teach you how the credit system works and also understand how to effectively manage the credit and keep out of debt. This we achieve by having our clients qualify for new credit, where applicable.

4worldlovers:
It's your money... and your peace of mind. We understand that.


You've worked hard for your money, so controlling your risks and minimizing taxes is important. We understand that too. We know that your financial objectives are very personal, so we'll help you make the most of your investments to achieve your goals and secure the future you dream of.


We take the time to help you really understand the various vehicles you can use to secure and grow your investments. The more you know about your financial situation, the more likely you are to reach your financial goals, and we're here to help you do that. We embrace investor education because it enables us to build strong relationships with our clients.

The foundation of those relationships is the one that's critically important in choosing a financial advisor: Trust. We know we must do right by our clients the first time, and we strive to make rock-solid recommendations – ones that meet both their needs and risk tolerance. We'll do the same for you.